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Contact Info
Ann Clayton
3784 Mission Avenue
Suite 156
Oceanside, CA 92054
Office:
1-760-543-0175
Office:
1-760-721-0349
Email
annn@annclayton.com
Ann Clayton Realty: Oceanside Real Estate
   
 
Call a Professional :

Are You Ready To Buy?

If you rent the home you live in, the right planning could enable you to buy a home.

To discover your home buying potential, calculate your:

  • Income,
  • Savings,
  • Monthly expenses, and
  • Debt.

These factors determine how big a loan you can afford and how buying a home will affect your monthly budget.

Use the worksheets below to calculate your finances. Print these pages, and fill in the blanks. When you are done you will have a total for each of the four categories listed above. Later you can use these numbers in the Mortgage Calculator to determine how much house you can afford.


Sold your home and ready to move up. Call Ann at (760) 721-0349 or Click on the Listings if you want to check out some homes or go to info and fill in the information requested and I will do the search and send you the information.  Best of all just call me at (760) 721-0349.


Please feel free to browse through this site to explore the SAN DIEGO county communities of Carlsbad, Vista, La Costa, Bonsall, San Marcos, Escondido and Encinitas. This comprehensive online tool offers direct access to the latest properties for sale in your area. Featuring extensive community information, consumer links, school information, free reports, answers to commonly asked real estate questions, and more, you'll find everything about real estate within one easy source.

Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market.

If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation.